Requirements for Housing Loan
Requirements for Housing Loan
Bank financing requirements for housing loan locally employed for married or single buyer's
1. 3pcs. 1×1 ID Picture
labeled w/ name and Unit ID at the back
2. 2 kinds of Valid ID’s with 3 specimen signature (Photocopy only Buyer & Spouse)
SSS, GSIS, Driver’s License, Voter’s, PRC
Passport – validity date should not be expired
Postal ID’s are allowed for AIF only (or unemployed spouse)
3. Residence Certificate for the Current Year (Cedula Buyer and Spouse)
Must always update every year.
4. Certificate of No Marriage (CENOMAR - Buyer)
If Buyer is single.
5. Birth Certificate
If Buyer is married.
6. Marriage Contract
If Buyer is married.
7. Tax Identification Number (TIN) (Buyer and Spouse)
8. Latest Proof of Billing
Must always update. Valid for 6 months only.
Should bear the same address as you have indicated in your Buyer’s Information Sheet
and should be dated/issued at least within the month of submission date.
If billing is not under buyer’s name, attach certification and valid ID (photocopy) of owner.
9. Income Tax Return (ITR - Buyer)
Should be most recent one.
10. Certificate of Employment
Should be most recent one.
11. Payslip
Should be most recent one.
12. Postdated Checks
Bank financing requirements for housing loan OFW married or single buyer's
1. 3pcs. 1×1 ID Picture (Buyer & Spouse & Atty-in-Fact)
labeled w/ name and Unit ID at the back.
2. 2 kind of Valid ID’s with 3 specimen signature (Photocopy only - Buyer & Spouse)
SSS, GSIS, Driver’s License, Voter’s, PRC, Passport
Postal ID’s are allowed for AIF only (or unemployed spouse)
Passport – validity date should not be expired (Buyer)
Must have date of arrival & departure
3. Residence Certificate for the Current Year (Cedula - Spouse & Atty-in-Fact)
Must be always updated every year.
4. Certificate of No Marriage (CENOMAR - Buyer)
If Buyer is single.
5. Birth Certificate (If single Buyer)
6. Marriage Contract (if married Buyer)
7. Tax Identification Number (TIN) (Buyer)
8. Latest Proof of Billing (Buyer)
Must always update Valid for 6mos. only
Should bear the same address as you have indicated in your Buyer’s Information Sheet and should be dated/issued at least within the month of submission date.
If billing is not under buyer’s name, attach certification and valid ID (photocopy) of owner.
9. Certificate of Employment (Buyer)
Should be most recent one.
10. Payslip (Buyer)
Should be most recent one.
11. Postdated Checks (Buyer)
15 pcs. for Downpayment (Pre-Selling)
8 pcs. for Downpayment (Ready for Occupancy)
12. ADDITIONAL REQUIREMENT IF BUYER IS MARRIED TO A FOREIGNER:
Waver of Rights (Should be notarized in current country)
Marital Consent Form (METROBANK Account Only)
labeled w/ name and Unit ID at the back
2. 2 kinds of Valid ID’s with 3 specimen signature (Photocopy only Buyer & Spouse)
SSS, GSIS, Driver’s License, Voter’s, PRC
Passport – validity date should not be expired
Postal ID’s are allowed for AIF only (or unemployed spouse)
3. Residence Certificate for the Current Year (Cedula Buyer and Spouse)
Must always update every year.
4. Certificate of No Marriage (CENOMAR - Buyer)
If Buyer is single.
5. Birth Certificate
If Buyer is married.
6. Marriage Contract
If Buyer is married.
7. Tax Identification Number (TIN) (Buyer and Spouse)
8. Latest Proof of Billing
Must always update. Valid for 6 months only.
Should bear the same address as you have indicated in your Buyer’s Information Sheet
and should be dated/issued at least within the month of submission date.
If billing is not under buyer’s name, attach certification and valid ID (photocopy) of owner.
9. Income Tax Return (ITR - Buyer)
Should be most recent one.
10. Certificate of Employment
Should be most recent one.
11. Payslip
Should be most recent one.
12. Postdated Checks
15 pcs. for Downpayment (Pre-Selling)
8 pcs. for Downpayment (Ready for Occupancy RFO)
Bank financing requirements for housing loan OFW married or single buyer's
1. 3pcs. 1×1 ID Picture (Buyer & Spouse & Atty-in-Fact)
labeled w/ name and Unit ID at the back.
2. 2 kind of Valid ID’s with 3 specimen signature (Photocopy only - Buyer & Spouse)
SSS, GSIS, Driver’s License, Voter’s, PRC, Passport
Postal ID’s are allowed for AIF only (or unemployed spouse)
Passport – validity date should not be expired (Buyer)
Must have date of arrival & departure
3. Residence Certificate for the Current Year (Cedula - Spouse & Atty-in-Fact)
Must be always updated every year.
4. Certificate of No Marriage (CENOMAR - Buyer)
If Buyer is single.
5. Birth Certificate (If single Buyer)
6. Marriage Contract (if married Buyer)
7. Tax Identification Number (TIN) (Buyer)
8. Latest Proof of Billing (Buyer)
Must always update Valid for 6mos. only
Should bear the same address as you have indicated in your Buyer’s Information Sheet and should be dated/issued at least within the month of submission date.
If billing is not under buyer’s name, attach certification and valid ID (photocopy) of owner.
9. Certificate of Employment (Buyer)
Should be most recent one.
10. Payslip (Buyer)
Should be most recent one.
11. Postdated Checks (Buyer)
15 pcs. for Downpayment (Pre-Selling)
8 pcs. for Downpayment (Ready for Occupancy)
12. ADDITIONAL REQUIREMENT IF BUYER IS MARRIED TO A FOREIGNER:
Waver of Rights (Should be notarized in current country)
Marital Consent Form (METROBANK Account Only)
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